/* ============================================================
   ECO Heating & Cooling — Premium Microsite CSS
   Built by Elite Strategies Group | 2026
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&family=Montserrat:wght@700;800;900&display=swap');

/* ── Variables ─────────────────────────────────────────────── */
:root {
  --navy:        #0a1628;
  --navy-mid:    #0f2040;
  --navy-light:  #1a3060;
  --gold:        #c9a227;
  --gold-dark:   #a8851f;
  --gold-light:  #e8c253;
  --white:       #ffffff;
  --off-white:   #f6f8fc;
  --text:        #1a1a2e;
  --text-muted:  #556070;
  --border:      #dce3ef;
  --success:     #1e7e34;
  --shadow-sm:   0 2px 8px rgba(10,22,40,0.08);
  --shadow-md:   0 4px 20px rgba(10,22,40,0.12);
  --shadow-lg:   0 8px 40px rgba(10,22,40,0.18);
  --radius:      6px;
  --radius-lg:   12px;
  --transition:  0.2s ease;
}

/* ── Reset & Base ──────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--gold); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--gold-dark); }
ul { list-style: none; }
h1,h2,h3,h4,h5 { font-family: 'Montserrat', 'Inter', sans-serif; line-height: 1.2; }

/* ── Layout ────────────────────────────────────────────────── */
.container { max-width: 1140px; margin: 0 auto; padding: 0 24px; }
.container-wide { max-width: 1280px; margin: 0 auto; padding: 0 24px; }
section { padding: 72px 24px; }
.section-alt { background: var(--off-white); }
.section-dark { background: var(--navy); color: var(--white); }
.section-gold { background: var(--gold); }
.section-navy-mid { background: var(--navy-mid); color: var(--white); }

/* ── Grid ──────────────────────────────────────────────────── */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 40px; align-items: start; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.grid-auto { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 24px; }
.grid-areas { display: grid; grid-template-columns: repeat(auto-fill, minmax(150px, 1fr)); gap: 10px; }

/* ── Sticky Header ─────────────────────────────────────────── */
header {
  background: var(--navy);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 16px rgba(0,0,0,0.35);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 24px;
  max-width: 1140px;
  margin: 0 auto;
  gap: 20px;
}
.logo { display: flex; flex-direction: column; flex-shrink: 0; }
.logo-name {
  color: var(--white);
  font-family: 'Montserrat', sans-serif;
  font-size: 1.25rem;
  font-weight: 800;
  letter-spacing: -0.3px;
  line-height: 1;
}
.logo-tag { color: var(--gold); font-size: 0.68rem; text-transform: uppercase; letter-spacing: 1.2px; margin-top: 3px; }
.header-right { display: flex; flex-direction: column; align-items: flex-end; flex-shrink: 0; }
.header-phone-link {
  color: var(--gold);
  font-family: 'Montserrat', sans-serif;
  font-size: 1.35rem;
  font-weight: 800;
  letter-spacing: -0.5px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.header-phone-link:hover { color: var(--gold-light); }
.header-badge {
  color: #8a9db8;
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-top: 2px;
}
.license-tag {
  background: rgba(201,162,39,0.12);
  color: var(--gold);
  font-size: 0.65rem;
  padding: 2px 8px;
  border-radius: 20px;
  border: 1px solid rgba(201,162,39,0.3);
  margin-top: 4px;
  letter-spacing: 0.3px;
}

/* ── Navigation ────────────────────────────────────────────── */
nav { background: var(--navy-mid); border-top: 1px solid rgba(255,255,255,0.06); }
.nav-inner {
  display: flex;
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 24px;
  flex-wrap: wrap;
  gap: 0;
}
nav a {
  color: #b0bfd8;
  padding: 10px 14px;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.2px;
  display: inline-block;
  transition: color var(--transition), background var(--transition);
  border-bottom: 3px solid transparent;
}
nav a:hover { color: var(--gold); background: rgba(201,162,39,0.06); }
nav a.active { color: var(--gold); border-bottom-color: var(--gold); }

/* ── Floating Mobile Call Button ───────────────────────────── */
.mobile-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--gold);
  z-index: 9999;
  text-align: center;
  padding: 14px 20px;
  box-shadow: 0 -4px 20px rgba(0,0,0,0.2);
}
.mobile-cta a {
  color: var(--navy);
  font-family: 'Montserrat', sans-serif;
  font-size: 1.05rem;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

/* ── Hero Section ──────────────────────────────────────────── */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 50%, var(--navy-light) 100%);
  color: var(--white);
  padding: 80px 24px 64px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  opacity: 0.4;
}
.hero-inner { position: relative; z-index: 1; max-width: 1140px; margin: 0 auto; }
.hero-layout { display: grid; grid-template-columns: 1fr 420px; gap: 60px; align-items: center; }
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(201,162,39,0.15);
  border: 1px solid rgba(201,162,39,0.35);
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  padding: 5px 14px;
  border-radius: 20px;
  margin-bottom: 18px;
}
.hero h1 {
  font-size: clamp(2rem, 4.5vw, 3.2rem);
  font-weight: 900;
  margin-bottom: 20px;
  color: var(--white);
  letter-spacing: -1px;
}
.hero h1 .highlight { color: var(--gold); }
.hero-sub {
  font-size: 1.1rem;
  color: #8faac8;
  max-width: 560px;
  margin-bottom: 32px;
  line-height: 1.7;
}
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 32px; }
.trust-bar {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
  padding-top: 28px;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 7px;
  color: #8faac8;
  font-size: 0.82rem;
  font-weight: 500;
}
.trust-item .check { color: var(--gold); font-size: 0.9rem; font-weight: 900; }
.hero-photo {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

/* ── Photo Placeholder ─────────────────────────────────────── */
.photo-placeholder {
  background: linear-gradient(145deg, #1a2a40, #0f1e38);
  border: 2px dashed rgba(201,162,39,0.4);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 40px 20px;
  text-align: center;
  min-height: 280px;
}
.photo-placeholder .photo-icon { font-size: 2.5rem; margin-bottom: 12px; opacity: 0.6; }
.photo-placeholder .photo-label {
  color: var(--gold);
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  background: rgba(201,162,39,0.12);
  border: 1px solid rgba(201,162,39,0.25);
  padding: 6px 14px;
  border-radius: 20px;
}
.photo-placeholder .photo-desc {
  color: #556080;
  font-size: 0.8rem;
  margin-top: 10px;
  max-width: 260px;
  line-height: 1.5;
}
.photo-placeholder-light {
  background: #edf0f7;
  border: 2px dashed #b0bfd8;
}
.photo-placeholder-light .photo-label { color: var(--navy); background: rgba(10,22,40,0.06); border-color: rgba(10,22,40,0.15); }
.photo-placeholder-light .photo-desc { color: var(--text-muted); }

/* ── Buttons ───────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: var(--radius);
  font-weight: 700;
  font-size: 0.95rem;
  cursor: pointer;
  transition: all var(--transition);
  border: 2px solid transparent;
  font-family: 'Inter', sans-serif;
  white-space: nowrap;
  text-align: center;
}
.btn-gold { background: var(--gold); color: var(--navy); border-color: var(--gold); }
.btn-gold:hover { background: var(--gold-dark); border-color: var(--gold-dark); color: var(--navy); transform: translateY(-1px); box-shadow: 0 4px 12px rgba(201,162,39,0.35); }
.btn-navy { background: var(--navy); color: var(--white); border-color: var(--navy); }
.btn-navy:hover { background: var(--navy-mid); color: var(--white); transform: translateY(-1px); }
.btn-outline-white { background: transparent; color: var(--white); border-color: rgba(255,255,255,0.5); }
.btn-outline-white:hover { background: var(--white); color: var(--navy); border-color: var(--white); }
.btn-outline-gold { background: transparent; color: var(--gold); border-color: var(--gold); }
.btn-outline-gold:hover { background: var(--gold); color: var(--navy); }
.btn-lg { padding: 16px 32px; font-size: 1.05rem; }
.btn-sm { padding: 9px 18px; font-size: 0.85rem; }

/* ── Cards ─────────────────────────────────────────────────── */
.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.card-accent { border-top: 4px solid var(--gold); }
.card-navy { background: var(--navy-mid); border-color: var(--navy-light); color: var(--white); }
.card-navy h3 { color: var(--white); }
.card-navy p { color: #8faac8; }
.card-icon {
  width: 52px; height: 52px;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 18px;
  box-shadow: 0 4px 12px rgba(201,162,39,0.3);
}
.card h3 { color: var(--navy); font-size: 1.08rem; margin-bottom: 10px; font-family: 'Inter', sans-serif; font-weight: 700; }
.card p { color: var(--text-muted); font-size: 0.93rem; line-height: 1.6; }
.card-link { color: var(--gold); font-size: 0.88rem; font-weight: 700; display: inline-flex; align-items: center; gap: 4px; margin-top: 14px; }
.card-link:hover { gap: 8px; }

/* ── Section Titles ────────────────────────────────────────── */
.section-title { text-align: center; margin-bottom: 48px; }
.section-eyebrow {
  display: inline-block;
  color: var(--gold);
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 10px;
}
.section-title h2 {
  font-size: clamp(1.6rem, 3vw, 2.4rem);
  color: var(--navy);
  margin-bottom: 14px;
  letter-spacing: -0.5px;
}
.section-dark .section-title h2 { color: var(--white); }
.section-title p { color: var(--text-muted); max-width: 620px; margin: 0 auto; font-size: 1rem; }
.section-dark .section-title p { color: #8faac8; }
.section-divider {
  width: 60px;
  height: 4px;
  background: linear-gradient(90deg, var(--gold), var(--gold-dark));
  border-radius: 2px;
  margin: 16px auto 0;
}

/* ── Stat Numbers ──────────────────────────────────────────── */
.stats-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 24px; }
.stat-item { text-align: center; }
.stat-number {
  font-family: 'Montserrat', sans-serif;
  font-size: 2.8rem;
  font-weight: 900;
  color: var(--gold);
  line-height: 1;
  display: block;
}
.stat-label { font-size: 0.85rem; color: #8faac8; margin-top: 6px; line-height: 1.3; }
.stat-item.dark .stat-label { color: var(--text-muted); }

/* ── Testimonials ──────────────────────────────────────────── */
.testimonial {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px;
  position: relative;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
}
.testimonial::before {
  content: '\201C';
  position: absolute;
  top: 16px;
  left: 20px;
  font-size: 5rem;
  color: var(--gold);
  opacity: 0.15;
  font-family: Georgia, serif;
  line-height: 1;
}
.testimonial-text { font-size: 1rem; line-height: 1.7; color: var(--text); position: relative; z-index: 1; font-style: italic; margin-bottom: 20px; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-stars { color: #f5a623; font-size: 0.85rem; letter-spacing: 2px; }
.testimonial-name { font-weight: 700; font-size: 0.9rem; color: var(--navy); }
.testimonial-source { font-size: 0.78rem; color: var(--text-muted); }
.testimonial-dark { background: var(--navy-mid); border-color: var(--navy-light); }
.testimonial-dark .testimonial-text { color: #ccd; }
.testimonial-dark .testimonial-name { color: var(--white); }

/* ── Rebate Highlight ──────────────────────────────────────── */
.rebate-card {
  background: linear-gradient(135deg, var(--navy), var(--navy-mid));
  border: 1px solid var(--navy-light);
  border-radius: var(--radius-lg);
  padding: 28px;
  color: var(--white);
}
.rebate-amount {
  font-family: 'Montserrat', sans-serif;
  font-size: 2.4rem;
  font-weight: 900;
  color: var(--gold);
  line-height: 1;
  display: block;
  margin-bottom: 8px;
}
.rebate-name { font-size: 0.9rem; font-weight: 700; color: var(--white); margin-bottom: 6px; }
.rebate-desc { font-size: 0.83rem; color: #8faac8; line-height: 1.5; }
.rebate-status { display: inline-block; margin-top: 12px; font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.8px; padding: 3px 10px; border-radius: 20px; }
.status-active { background: rgba(30,126,52,0.2); color: #4cbb7f; border: 1px solid rgba(30,126,52,0.3); }
.status-limited { background: rgba(201,162,39,0.15); color: var(--gold); border: 1px solid rgba(201,162,39,0.3); }
.status-paused { background: rgba(180,50,50,0.15); color: #e88; border: 1px solid rgba(180,50,50,0.3); }

/* ── Service List ──────────────────────────────────────────── */
.check-list li {
  padding: 9px 0;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: var(--text-muted);
  font-size: 0.94rem;
  line-height: 1.5;
}
.check-list li:last-child { border-bottom: none; }
.check-list li::before { content: '✓'; color: var(--gold); font-weight: 900; font-size: 0.85rem; flex-shrink: 0; margin-top: 3px; }
.check-list-dark li { border-color: rgba(255,255,255,0.1); color: #8faac8; }
.check-list-dark li::before { color: var(--gold); }

/* ── Credentials Box ───────────────────────────────────────── */
.credentials-bar {
  background: var(--navy-mid);
  border: 1px solid var(--navy-light);
  border-radius: var(--radius);
  padding: 20px 28px;
  display: flex;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
}
.cred-item { display: flex; flex-direction: column; align-items: center; text-align: center; }
.cred-label { font-size: 0.68rem; color: #8faac8; text-transform: uppercase; letter-spacing: 0.8px; margin-bottom: 3px; }
.cred-value { font-size: 0.88rem; font-weight: 700; color: var(--gold); }

/* ── Forms ─────────────────────────────────────────────────── */
.form-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-md);
}
.form-card h3 { color: var(--navy); font-size: 1.25rem; margin-bottom: 6px; }
.form-card .form-subhead { color: var(--text-muted); font-size: 0.88rem; margin-bottom: 24px; border-bottom: 1px solid var(--border); padding-bottom: 16px; }
.form-group { margin-bottom: 16px; }
.form-group label { display: block; margin-bottom: 5px; font-weight: 600; color: var(--navy); font-size: 0.85rem; }
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-size: 0.93rem;
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201,162,39,0.12);
}
.form-group textarea { min-height: 110px; resize: vertical; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-submit {
  width: 100%;
  padding: 14px;
  background: var(--gold);
  color: var(--navy);
  border: none;
  border-radius: var(--radius);
  font-size: 1rem;
  font-weight: 800;
  cursor: pointer;
  transition: background var(--transition), transform var(--transition);
  font-family: 'Montserrat', sans-serif;
  letter-spacing: 0.3px;
}
.form-submit:hover { background: var(--gold-dark); transform: translateY(-1px); }
.form-privacy { text-align: center; font-size: 0.73rem; color: var(--text-muted); margin-top: 10px; }

/* ── CTA Section ───────────────────────────────────────────── */
.cta-section { background: var(--gold); padding: 60px 24px; text-align: center; }
.cta-section h2 {
  color: var(--navy);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  margin-bottom: 10px;
  letter-spacing: -0.5px;
}
.cta-section p { color: rgba(10,22,40,0.75); margin-bottom: 28px; font-size: 1rem; }
.cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ── Info Boxes ────────────────────────────────────────────── */
.info-box {
  padding: 18px 22px;
  border-radius: var(--radius);
  margin: 20px 0;
  display: flex;
  gap: 14px;
  align-items: flex-start;
}
.info-box-icon { font-size: 1.3rem; flex-shrink: 0; margin-top: 2px; }
.info-navy { background: rgba(10,22,40,0.05); border-left: 4px solid var(--navy); }
.info-gold { background: #fdf6e3; border-left: 4px solid var(--gold); }
.info-success { background: #edfaf1; border-left: 4px solid var(--success); }
.info-box p { font-size: 0.9rem; color: var(--text); line-height: 1.6; }
.info-box strong { color: var(--navy); }

/* ── Page Hero (inner pages) ───────────────────────────────── */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  color: var(--white);
  padding: 52px 24px 44px;
  text-align: center;
}
.page-hero h1 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); margin-bottom: 12px; letter-spacing: -0.5px; }
.page-hero p { color: #8faac8; max-width: 620px; margin: 0 auto; font-size: 1rem; }
.breadcrumb {
  display: flex;
  gap: 8px;
  justify-content: center;
  align-items: center;
  margin-bottom: 16px;
  font-size: 0.8rem;
  color: #8faac8;
}
.breadcrumb a { color: var(--gold); }
.breadcrumb-sep { opacity: 0.4; }

/* ── Tables ────────────────────────────────────────────────── */
.data-table { width: 100%; border-collapse: collapse; margin: 24px 0; font-size: 0.9rem; }
.data-table th {
  background: var(--navy);
  color: var(--white);
  padding: 13px 16px;
  text-align: left;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.data-table th:first-child { border-radius: var(--radius) 0 0 0; }
.data-table th:last-child { border-radius: 0 var(--radius) 0 0; }
.data-table td { padding: 12px 16px; border-bottom: 1px solid var(--border); color: var(--text-muted); vertical-align: top; }
.data-table tr:nth-child(even) td { background: var(--off-white); }
.data-table tr:hover td { background: #f0f4f9; }
.data-table td strong { color: var(--navy); font-weight: 700; }

/* ── City Tags ─────────────────────────────────────────────── */
.city-tag {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 10px 14px;
  font-size: 0.85rem;
  color: var(--navy);
  font-weight: 600;
  text-align: center;
  transition: all var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}
.city-tag:hover { background: var(--off-white); border-color: var(--gold); color: var(--gold); transform: translateY(-1px); }
.city-tag::before { content: '📍'; font-size: 0.8rem; }
.city-tag-dark { background: rgba(255,255,255,0.05); border-color: rgba(255,255,255,0.15); color: #ccd; }
.city-tag-dark:hover { background: rgba(201,162,39,0.12); border-color: var(--gold); color: var(--gold); }

/* ── Footer ────────────────────────────────────────────────── */
footer {
  background: #060e1c;
  color: #8a9db8;
  padding: 60px 24px 28px;
}
.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}
.footer-brand .footer-name {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 6px;
}
.footer-brand .footer-tagline { font-size: 0.82rem; color: #556070; margin-bottom: 16px; line-height: 1.5; }
.footer-phone-big { font-family: 'Montserrat', sans-serif; font-size: 1.4rem; font-weight: 900; color: var(--gold); display: block; margin-bottom: 4px; }
.footer-phone-big:hover { color: var(--gold-light); }
.footer-phone-label { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.8px; color: #556070; }
.footer-lic { font-size: 0.72rem; color: #3a4a60; margin-top: 12px; line-height: 1.6; }
.footer-col h4 {
  color: var(--gold);
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 14px;
}
.footer-col a {
  display: block;
  color: #8a9db8;
  font-size: 0.88rem;
  padding: 4px 0;
  transition: color var(--transition);
}
.footer-col a:hover { color: var(--gold); }
.footer-col .footer-main-link {
  color: var(--gold);
  font-weight: 700;
  font-size: 0.88rem;
  border: 1px solid rgba(201,162,39,0.3);
  padding: 6px 12px;
  border-radius: var(--radius);
  display: inline-block;
  margin-top: 8px;
}
.footer-col .footer-main-link:hover { background: rgba(201,162,39,0.1); }
.footer-bottom {
  border-top: 1px solid #111d2e;
  padding-top: 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.78rem;
}
.footer-bottom a { color: #556070; }
.footer-bottom a:hover { color: var(--gold); }

/* ── Urgency Banner ────────────────────────────────────────── */
.urgency-bar {
  background: linear-gradient(90deg, #c9a227, #a8851f);
  color: var(--navy);
  text-align: center;
  padding: 10px 20px;
  font-size: 0.88rem;
  font-weight: 700;
}
.urgency-bar a { color: var(--navy); text-decoration: underline; }

/* ── Process Steps ─────────────────────────────────────────── */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 24px; counter-reset: steps; }
.step { text-align: center; padding: 24px 16px; counter-increment: steps; }
.step-num {
  width: 56px; height: 56px;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  font-family: 'Montserrat', sans-serif;
  font-size: 1.3rem;
  font-weight: 900;
  color: var(--navy);
  box-shadow: 0 4px 12px rgba(201,162,39,0.35);
}
.step h4 { color: var(--navy); margin-bottom: 8px; font-size: 0.95rem; }
.step p { color: var(--text-muted); font-size: 0.88rem; }
.section-dark .step h4 { color: var(--white); }
.section-dark .step p { color: #8faac8; }

/* ── FAQ / Accordion ───────────────────────────────────────── */
.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 10px;
  overflow: hidden;
}
.faq-q {
  background: var(--off-white);
  padding: 16px 20px;
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.faq-q::after { content: '+'; color: var(--gold); font-size: 1.3rem; font-weight: 400; }
.faq-a { padding: 16px 20px; font-size: 0.92rem; color: var(--text-muted); line-height: 1.7; }

/* ── Responsive ────────────────────────────────────────────── */
@media (max-width: 960px) {
  .hero-layout { grid-template-columns: 1fr; }
  .hero-photo { display: none; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  section { padding: 52px 20px; }
  .hero { padding: 56px 20px 48px; }
  .grid-2 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .mobile-cta { display: block; }
  body { padding-bottom: 56px; }
  .stats-row { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 480px) {
  .hero h1 { font-size: 1.75rem; }
  .header-inner { flex-direction: column; gap: 8px; text-align: center; }
  .header-right { align-items: center; }
  .nav-inner { justify-content: center; }
  nav a { padding: 8px 10px; font-size: 0.77rem; }
  .btn-lg { padding: 13px 22px; font-size: 0.95rem; }
}